In Ali Heidari v. Golden Bear Insurance, a California appeals court recently affirmed a lower court’s decision to deny relief under a CGL policy, where the policy excluded from coverage work performed by subcontractors under the contractor’s warranty exclusion. Specifically, the appellate court upheld the trial court’s determination that the insurer did not have a duty
Alex Purvis is a litigator and policyholder coverage lawyer with a unique background, including experience in product liability, construction, and complex commercial litigation. He started his career as a litigation associate handling large-scale insurance coverage and subrogation matters. After joining Bradley in 2005, Alex developed a reputation as a leading insurance coverage lawyer for commercial policyholders across the Southeast.
An Insurer’s Duty to Defend does not Extend to a Construction Claim that Falls Clearly Within a Policy Exclusion
Like most states, Florida follows the rule that an insurer’s duty to defend is separate from and broader than its duty to indemnify for a potentially covered occurrence. Last week, in South Winds Construction Corp. v. Preferred Contractors Insurance Company Risk Retention Group, LLC, a Florida appellate court addressed the extent of that duty…